![]() So a family of three would pay for 3 units, and a family of 6 would pay for 3 units. Each adult counts as a single unit, and all kids are grouped into a single unit. You pay a monthly gift amount for each unit. There are three different levels of sharing available to CHM members. He has said on his show that the only reason he doesn’t participate in CHM is because his company offers incredible health insurance at an affordable price.īut as a Christian and a finance guy, he sees the value in health sharing ministries, and CHM is the only company he endorses.Ĭhristian Healthcare Ministries Cost and Plans He actually went from bankrupt to build a multi-million dollar business helping people get out of debt and gain financial freedom.Ĭhristian Healthcare Ministries is Dave Ramsey endorsed and approved as an alternative to medical insurance. He’s a pretty big deal in the financial community, and a lot of people listen to what he has to say. Donating Blood Plasma for Money Ĭhristian Healthcare Ministries – Dave Ramsey Endorsed and Approvedĭave Ramsey is the host of the syndicated talk radio show for people looking to pay off debt and live like no one else.17 Things Frugal People Usually Don’t Do.That’s why I wanted to share my review and testimonial of Christian Healthcare Ministries! Check out CHM Here! I don’t think enough people know about it. So why aren’t more people doing this instead of paying astronomical premiums for health insurance that delivers poor coverage? There are no restrictions based on age, weight, where you live, or your health history (some pre-existing conditions are covered)! Medical cost sharing is a way to satisfy your healthcare costs and help others while upholding your Christian beliefs and sticking to your budget. ![]() Simply put, you can’t get in if you aren’t a believer or don’t belong to a church. You can also pin this post to your “Saving Money” board on Pinterest.Ĭhristian Healthcare Ministries’ mission is to glorify God, show Christian love, and experience God’s presence as Christians share each other’s medical bills. Here’s a quick video review if you’re in a rush. Spoiler Alert! We’re not going back to traditional health insurance…at least not for a while. Learn More About Christian Healthcare Ministries Here He was a trooper! This was before we had x-rays confirming a broken wrist. If medical costs are weighing you down, if you recently lost your job or are you’re nearing retirement and need an alternative to Cobra, keep reading. Health insurance is expensive for most people. When my son broke his wrist playing football a few months ago, we were able to submit bills for sharing for the first time, and I’ll admit…I was anxious to see how it would all work. The alternative to traditional health insurance is medical cost-sharing, through a company such as CHM, Samaritan Ministries, or Liberty Healthshare. Since the Affordable Care Act was enacted, healthcare costs have risen significantly. CHM is a medical cost-sharing ministry of Christians helping Christians pay their medical bills. If you haven’t heard of CHM, let me start by explaining a little bit about the company. We joined Christian Healthcare Ministries as members a few years ago after being sick and tired of spending upwards of $800 per month in health insurance premiums alone (not to mention high deductibles and out of pocket expenses).Īs members of CHM, we pay $135 per month for a family of five, and the company has shared nearly $60,000 in medical bills in six months. Share on X (Twitter) Share on Facebook Share on Pinterest Share on LinkedIn
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